The Micro-Credit Finance Program: Empowering Pastors & Missionaries

Sustaining the Gospel Through Financial Independence

At Toda Investment Pvt. Ltd., an active ministry initiative, we are committed to supporting village pastors, missionaries, and their families. Our mission is to uplift communities and sustain local ministries by providing the training and financial backing needed to launch self-sustaining small businesses.

Our Micro-Credit Program provides strategic financial assistance to bridge the gap between faith and financial independence, allowing leaders to focus on their ministry without the burden of financial strain.

How the Program Works

• Our Borrowers: We partner with local pastors and missionaries who possess a clear vision for community development and a desire to build a self-sustaining life.

• Supported Ventures: Funding is tailored for practical agricultural and entrepreneurial projects, including:

  • Animal Husbandry (Goats, Pigs, and Poultry)

  • Sustainable Farming & Fruit Cultivation

  • Local Small Business Ventures

Financial & Structural Framework

• Loan Allocation: Qualified candidates receive a microloan of NPR 150,000 to fund their initial setup.

• Incubation Period: Businesses are structured to begin generating stable income within the first six months.

• Repayment Structure: To foster accountability and program longevity, monthly EMI (Equated Monthly Installment) repayments begin in the sixth month. The loan is fully amortized over a maximum period of 5 years.

Projected Models for Financial Sustainability

Below are examples of how the NPR 150,000 investment is optimized across different ventures:

Venture	Initial Setup Cost	Monthly Expenses	Expected Monthly Revenue(Starting Month 6)
Goat Raising	NPR 90,000 (Stock, housing, feed)	NPR 5,000	NPR 15,000
Pig Farming	NPR 70,000 (Piglets, housing, feed)	NPR 6,000	NPR 20,000
Poultry Farming	NPR 50,000 (Chicks, housing, feed)	NPR 4,000	NPR 12,000
Fruit Planting	NPR 30,000 (Seedlings, soil, fertilizer)	NPR 3,000	NPR 10,000

Partner With Us in Prayer and Action

We firmly believe that healthy churches are led by stable, well-supported leaders. By empowering missionaries to build reliable income streams, we are not just launching businesses—we are ensuring that the Gospel continues to advance across unreached regions.

Your prayers, dedication, and compassion are invaluable pieces of this mission.

Our Current Prayer Request: Please stand with us in prayer as we seek to raise the capital funds necessary to expand this program and reach more village pastors. If you would like to invest in or partner with this initiative, please contact us today.